--- title: Fleet Device Financing | DeviceSolutions.ai description: Convert your fleet's hardware costs from CapEx to a predictable monthly operating expense. Zebra TC27 financing from $18/mo on 24–48 month fixed-payment terms for fleet operators. image: https://blog.devicesolutions.ai/hubfs/AI-Generated%20Media/Images/Modern%20Workspace%20with%20HighTech%20Devices%20and%20Financing%20Infographics.png --- Fleet Technology Financing # PROTECT YOUR CASH. FINANCE YOUR FLEET. Convert your next device refresh from a capital expenditure into a predictable monthly operating cost — 24 to 48 month terms, fixed payments, no surprises. $18/mo Starting from 24–48 Month terms 100% Fixed payments 1979 Partner founded [Get My Financing Terms](https://blog.devicesolutions.ai/en/fleet-device-financing-protect-cash-flow-with-fixed-payments#get-terms) [How It Works](https://blog.devicesolutions.ai/en/fleet-device-financing-protect-cash-flow-with-fixed-payments#how-it-works) Why Finance ## FOUR REASONS FLEET OPERATORS CHOOSE FINANCING The most successful fleets don't buy tech commodities with liquid cash. They protect their financial runway and fund growth through structured operating expenses. ### Capital Preservation Deploy the complete TC27 5G ecosystem for a predictable monthly operational cost. Keep your cash reserves working for route expansion and fleet growth — not locked in depreciating hardware. ### Tailored Payment Runways Choose 24, 36, or 48-month terms. Match your technology costs directly to your monthly revenue cycle. No budget spikes, no cash flow surprises at refresh time. ### Immediate Fleet Deployment Start generating ROI the day your devices ship — while making payments. No waiting to accumulate capital before you can standardize your fleet's mobile infrastructure. ### All-Inclusive Infrastructure Hardware, extended battery, 2-year MDM, and multi-year Zebra OneCare Essentials protection consolidated into a single monthly line item. One invoice per month — across your entire fleet. ### Built-In Technology Refresh Cycle Rugged devices are changing fast. Financing allows you to update at the end of your term so your team always has reliable, up-to-date hardware — and you’re never stuck with aging equipment that drags down operations or lacks software support. ### Get a Lower BYOD Wireless Rate Financing your equipment with DeviceSolutions qualifies you for our lower BYOD cellular rate -- and there's no long-term commitment necessary. Better cost, more freedom, and one less provider to monitor. Process ## THREE STEPS TO FLEET DEPLOYMENT Our device architecture team handles the program configuration. Your job is operations. 01 ### Submit Your Request Tell us your fleet size, device requirements, and preferred payment term. We structure the financing package around your operation — not a generic product list. 02 ### Application & Approval A dedicated financing expert reviews your application — no impersonal scoring systems. Financing is structured as a lease-to-own agreement with fully fixed monthly payments. 03 ### Deploy Your Fleet Equipment ships pre-configured. Your payment schedule begins after your funding date. At the end of your term, the equipment is yours — simple as that. Financing Programs ## ACTIVE DEVICE PROGRAMS Current fleet device bundles with all-inclusive fixed monthly terms — hardware, MDM, and device protection in one payment. Currently Featured Zebra TC27 5G — DSP Complete Bundle Amazon DSP Partners From $18.03 /mo Three term options — 24, 36, and 48 months. TC27 5G hardware, 5200 mAh extended battery, MDM, and Zebra OneCare device protection bundled into one monthly line item. [View Active Programs →](https://blog.devicesolutions.ai/en/active-financing-programs-zebra-tc27-financing-5g-device-bundles?hsLang=en) 1 program active  ·  More segments coming The Capital Allocation Decision ## CAPEX VS. STRUCTURED OPEX Draining your cash reserves on depreciating hardware is an operational bottleneck — not a badge of financial strength. ✕  Upfront CapEx Purchase ✕ Large upfront cash outlay — $597 to $2,000+ per device depletes working capital immediately ✕ Capital locked in depreciating hardware instead of funding routes, headcount, or operations ✕ Technology obsolescence risk — you own aging hardware long after a newer platform ships ✕ Unpredictable refresh cycle creates cash flow spikes every 3–4 years ✕ Must depreciate over asset life — no full deduction available in year one under standard accounting ✕ Devices lose software support mid-lifecycle — forcing workarounds or early replacement before the end of intended use ✓  Structured Monthly OpEx ✓ Predictable monthly line item matched directly to your revenue cycle — no cash flow spikes ✓ Capital stays liquid — protect your financial runway for fleet growth, not hardware balance sheets ✓ Fixed payments for the full term — interest rate changes cannot affect your monthly cost ✓ Hardware, MDM, protection, and accessories bundled into a single payment — one invoice, zero complexity ✓ Potential Section 179 full deduction in year one — consult your tax advisor for eligibility ✓ Built in refresh cycle at end of term. Your staff always has current, software supported hardware without capital event Tax Advantage ## SECTION 179 TAX BENEFIT IRS Section 179 allows businesses to deduct the full purchase price of qualifying equipment financed or purchased — in the year it is placed into service. For fleet operators financing mobile devices, this can significantly reduce the effective first-year cost of a full fleet refresh. Soft costs including freight, delivery, and taxes can be rolled into your financing — maintaining a single monthly payment with no out-of-pocket at deployment. Our financing partner is not a tax advisor. Consult your tax advisor or accountant regarding Section 179 eligibility, current-year deduction limits, and any tax-related decisions. This is not a commitment to lend or extend credit. All financing subject to application and credit approval. ✓ **Deduct the full cost** of qualifying equipment in the year it is placed into service — not spread over the asset's depreciation schedule ✓ **New and used equipment both qualify** — a refresh of existing fleet devices may be eligible alongside new unit purchases ✓ **Fixed financing payments** mean your cash flow remains predictable regardless of market interest rate changes ✓ **Multiple purchases can be bundled** into a single lease — one payment, one invoice, one line item on your P&L Common Questions ## FREQUENTLY ASKED QUESTIONS Are my monthly payments fixed for the full term? + Yes. Your monthly payments are fixed for the entire duration of your lease. Once your terms are locked in, your payment will not change — regardless of what happens with market interest rates. This gives you full cost predictability across your fleet's entire financing term. What lease terms are available? + Standard lease terms range from 24 to 60 months. Fleet device programs currently featured on this page are available in 24, 36, and 48-month terms. Contact our device architecture team to discuss extended terms or custom structures for larger fleet deployments. Can freight, taxes, and accessories be rolled into the financing? + Yes. Soft costs including freight, delivery, shipping, and taxes can all be rolled into your financing — keeping everything in one predictable monthly payment. Accessories such as protective cases and screen protectors are already included in the bundle program pricing shown above. Who owns the equipment at the end of the lease? + You do. The financing is structured as a lease-to-own agreement. At the end of your lease term, the equipment is yours — no buyout clauses, no additional end-of-term fees, no surprises. Your final monthly payment is your last obligation. Can I bundle multiple devices or fleet orders into one lease? + Yes. Multiple device purchases and multiple equipment types can be bundled into a single lease. This simplifies your monthly invoice and improves cash flow management across your entire fleet. For large-volume deployments, contact us for custom program terms. Is the financing structured as a loan or a lease? + The financing is structured as a lease-to-own agreement — not a traditional loan. Instead of a standard interest rate, payments are based on a rate factor. Your financing expert will explain the annual cost of funds and full payment structure once your application is approved. Equipment ownership transfers to you at lease end. Will the application affect my credit score? + Submitting a formal application does include a hard credit pull, which may have a minor temporary impact on your credit score. If you'd prefer to discuss your options informally before a formal application, our device architecture team is happy to walk you through program terms first — no commitment required. Financing Partner Certified Equipment Financing Institution Institutional equipment financing partner — in business since 1979 All financing facilitated through our institutional lending partner. All financing subject to application and credit approval. Get Started ## GET YOUR FINANCING TERMS Tell us your fleet size and device requirements. Our device architecture team will structure a program matched to your operation and send you exact monthly payment terms — no commitment required. Fleet operators financing mobile devices through DeviceSolutions.ai convert equipment capital expenditures into fixed monthly operating costs, protecting working capital for route expansion and operational growth. Structured lease-to-own agreements for Zebra TC27 5G mobile computers — ranging from 24 to 48 months — include hardware, mobile device management, and comprehensive device protection in a single monthly payment. Financing is facilitated through an institutional equipment financing partner with over 45 years of experience serving businesses across the United States. [![DeviceSolutions.ai](https://blog.devicesolutions.ai/hubfs/Brand%20Assets/Device_Primary_w.svg)](https://devicesolutions.ai?hsLang=en) - [Devices](https://blog.devicesolutions.ai/devices?hsLang=en) - [Solutions](https://blog.devicesolutions.ai/solutions?hsLang=en) - [Financing](https://blog.devicesolutions.ai/financing?hsLang=en) - [Wireless](https://blog.devicesolutions.ai/wireless?hsLang=en) - [Contact](https://blog.devicesolutions.ai/contact?hsLang=en) - [Privacy](https://blog.devicesolutions.ai/privacy?hsLang=en) © DeviceSolutions.ai. All rights reserved. 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